|Duration||SIP Amount (₹)||Future Value (₹)|
SIP calculator or mutual fund calculator helps people to accurately calculate both the wealth gain and the returns which are expected from the monthly SIP investment? Using our SIP calculator Online, you will get an approx. the idea about the maturity amount against the monthly SIP investment which depends on the rate of annual return
Mutual funds are investment companies which are open-ended and from the investors, they collect the money and on the behalf of the investors, they invest the money. For managing this money, these companies charge a nominal amount of money.
The regular investors who do not possess much knowledge about different kinds of investment options, mutual funds are an ideal option for investing their hard earned money. The investor must set a financial goal first and then should select a mutual fund scheme which will help them to achieve that goal.
Mutual funds pool the money of the investors into one single fund which is maintained by a portfolio manager. Then this huge amount of money is invested in a portfolio of different assets or a good combination of assets by the manager.
To get the best out of your investment, follow-ups, and diversification of the investment is very vital. This process is a disciplined approach to fulfilling the desired financial goal. But before doing anything, get your KYC properly done
Mutual fund SIP return calculator is a very easy and fast method to calculate the amount which is to be accrued against the regular investments done. Therefore, in this way, the investors can easily make a good strategy and plan to meet their financial goal in the long run
SIP return calculator is a user-friendly interface and requires no detailed information. You just need to provide the information related to the monthly investment, the return rate and investment’s tenure.
You can avail SIP calculator online for free
SIP investment calculator helps the beginners to learn more about the mutual funds and SIP.
There are mainly to options when it comes to investing in a mutual fund- lump sum and SIP. Lump sum investment means you have to do a one-time investment of a lump sum amount annually.
Whereas, when you invest that same amount but breaking it into equal parts and investing it monthly, it is called SIP or Systematic Investment Plan. If you can afford the risk and can afford to invest a huge amount at a single time you can go for the lump sum investment But for the people who are no aggressive risk seekers and want to invest regularly but small amounts towards a specific corpus then they should opt for SIP.
The definition of the lump sum is a single and complete sum of money. This is a method of investing in mutual funds where you need to invest the entire amount at a single time.
SIP or Systematic Investment Plan enables you to invest a fixed amount regularly in the mutual fund scheme you have opted for. A fixed amount that you have agreed upon is deducted on a regular basis in SIP from your savings account and then it is automatically transferred to the mutual fund where you are investing your money.
You can invest the money monthly, quarterly or weekly. SIP is a good way to develop a habit of savings which will help you in the long run to generate a good amount of wealth. In nature, SIP is flexible which, means you can increase or decrease the amount of investment whenever you wish and you can discontinue the plan as well if you want to at any point in time.
FV = P × ((1 + i)n - 1) / i) × (1 + i) where FV stands for Future Value, P for the amount you invest at the beginning of each payment interval, n for the number of payments, I for periodic interest rate, r for the expected rate of return in percentage every year.
SIP calculator or mutual fund investment calculator or mutual fund return calculator online helps you to determine the amount you are going to get at the time of maturity easily and instantly. Also, you just need to enter the detail, the calculation will be done online.
To start a SIP, first finish the KYC formalities, then register for a SIP and select the right SIP suitable for you.
Yes, you can start your SIP anytime you want regardless of the condition of the market. The market condition is always unpredictable. But it is better to wait until the market witness a correction if you have not started the SIP already.
There are two options- one at the beginning of the month and the other around the 15th of every month.
|Fund Type||Ideal Duration||Risk Level||Expected Returns|
|Large Cap Mutual Funds||4+ Year atleast||Low||12-20%|
|Mid Cap Mutual Funds||6+ year atleast||High||15-20%|
|Small Cap Mutual Funds||7+ Years||High||12-20%|
|Multi Cap Funds||7+ Year||Moderately High||15-20%|
|ELSS Funds||3+ Year||High||15-20%|
|Sector Funds||7+ Year||High||Variable|
|Eqiuty Oriented Balanced Funds||2-3 Year||Moderately High||10-15%|
|Liquid Funds||Few Days- Few Weeks||Very Low||7-9%|
|Ultra Short Term Funds||6 Months- 1 year||Very Low||6-9%|
|Short Term Funds||1 -3 year||Very Low||5-9%|
|Monthly Income Plan (MIP||Variable*||Moderately Low||7-9%|
|GILT Funds||1+ year||Moderately Low||8-10%|
|Income Funds||1-3 year||Moderately Low||8-10%|
|Debt Oriented Balanced Fund||2-3 years||Moderately Low||8-120%|
|Top Equity Fund||3 Yr Return||5 Yr Return|
|Mirae Asset India Equity Fund||16.29%||18.51%|
|Axis Bluechip Fund||16.06%||14.9%|
|ICICI Prudential Bluechip Fund||15.91%||14.55%|
|SBI Bluechip Fund||11.89%||14.55%|
|SBI Magnum Multicap Fund||15.12%||18.4%|
|Top Debt Fund||3 Yr Return||5 Yr Return|
|Reliance Low Duration Fund||16.29%||18.51%|
|UTI-ST Income Fund-Inst||7.32%||8.21%|
|Aditya Birla Sun Life Savings Fund||8.08%||8.52%|
|HDFC Short Term Debt Fund||7.62%||8.35%|
|DSP Credit Risk Fund||4.73%||6.83%|
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Disclaimer : Mutual fund investments are subject to market risks. Please read the offer document carefully before investing
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